In a world where change is constant and rapid, some important things never change.
One community bank has served central and southwest Oklahoma – under local, independent, family ownership – since 1892. [Image 1896]
New technologies make banking easier than ever, but The First National Bank & Trust Co. is proud to remain squarely focused on local decisions, community enrichment and small-business growth.
[Image 2013]
FNBT was born as Citizens Bank in August 1892, in Chickasha, Indian Territory.
In 1900, with assets exceeding $174,000, the institution became a national bank under the name Citizens National Bank. [Image 1898]
The bank enjoyed steady growth, and by 1929, when the Great Depression rocked America’s financial foundations, we reached our first $1 million in assets
and merged with another bank to become Citizen-Farmers National Bank. We became First National Bank in 1938. [Image 1931]
Some companies – like people – let prosperity change their personality. But not this bank.
Our steady focus on health in business and agriculture built a strong foundation. Today, we lend hundreds of millions of dollars to strengthen business, industry, agriculture, energy, families and churches, across six counties. [Image circa 1965]
In the 1950s, FNBT built a drive-up teller booth that literally popped up hydraulically from the sidewalk,
offering curb service to automobile traffic. Bank lore says it was Oklahoma’s first. [Image 1955]
Who knew that “drive-thru banking” would be so popular? Apparently, we did!
From that first “pop-up drive-thru,” we started adding drive-thru lanes at our locations, and now we offer 36 lanes across 10 locations. [Image 2015]
In 1965, our name was expanded to First National Bank & Trust Co., as the U.S. Comptroller approved the addition of a full-service Trust Department.
Today we serve generations of families with trust accounts who need expert personal service in managing family properties, mineral interests, farmland and assets of every kind. [Image 2019]
In 2000, we began offering mortgages. Today FNBT Mortgage offers local servicing and loan options. NMLS #403159
Technology has allowed us to add steadily to our range of services too. You can bank from home or anywhere using a dozen online and mobile services,
including mobile deposit, PocketPay, SecurLOCK. FNBT Rewards and more.
In a world where change is constant and rapid, some important things never change. One community bank has served central and southwest Oklahoma – under local, independent, family ownership – since 1892. [Image 1896] 
New technologies make banking easier than ever, but The First National Bank & Trust Co. is proud to remain squarely focused on local decisions, community enrichment and small-business growth. [Image 2013] 
In the 1950s, FNBT built a drive-up teller booth that literally popped up hydraulically from the sidewalk, offering curb service to automobile traffic. Bank lore says it was Oklahoma’s first. [Image 1955]