Open a WorkPerks Checking Account at The First National Bank & Trust Co. today and enjoy the benefits:
- Membership is free for your first year. Value = $60.
- Our fees are waived for all ATMs!*
- FNBT Rewards **membership at no extra charge! Includes cell phone coverage, automatic identity theft ***coverage through IDT Restoration RescueTM, accidental death insurance with $20,000 in coverage♱, shopping and travel benefits, and more.
- Free unlimited checks.*
- .25% discount on consumer loans.
- Free Trust Services consultation.
- Free 3×10 safe deposit box for one year.****
At no extra charge, you also receive:
- Free Team Spirit Card that donates to your favorite area school. We have 20 area schools in the Team Spirit Card program;
- FNBT Mobile, our ingenious smartphone app with billpay, fingerprint login or facial recognition and check deposit;
- Access to our network of 24 ATMs in our service area and thousands more.
Membership: $5/month. This offer is limited to the employees of member businesses or organizations.
* See details.
** WorkPerks Checking is one of three accounts at First National Bank that offers FNBT Rewards. Some restrictions apply. See terms and conditions.
*** Coverage begins 10 business days after enrollment.
**** If available.
♱ $20,000 coverage provided by a third-party affiliate company. These funds are not a deposit of the bank, not FDIC insured, not insured by any government agency, not guaranteed by the bank, and could go down in value.
Details
WorkPerks Checking is designed as a special benefit for select affiliate partners of First National Bank & Trust Co. WorkPerks is not available to the general public and will not appear in FNBT advertising, on our website, or through our routine promotions. WorkPerks is exclusive and selective. If you stop working for the school or organization through which you joined WorkPerks, your account will be converted automatically to the FNBT 360 Account.
Custom Debit Card — Want a custom debit card featuring your business or school? Work with FNBT, and your organization could receive a custom debit card, for your members only, that features your building, your logo, and/or your team. Ask for details.
FNBT Rewards — WorkPerks members receive all the generous shopping, travel and security benefits of the FNBT Rewards program, including cell phone coverage, identity theft coverage, accidental death insurance♱, and much more. Visit www.FNBTrewards.com to testdrive all the features of FNBT Rewards.
Discount on consumer loans — Enjoy a .25% rate discount on consumer loans. Remember that your loan payment must be transferred automatically from your WorkPerks account.
Custom check design — Shouldn’t your company logo appear on standard checks ordered by your WorkPerks members? Yes, that’s possible. Ask us for details.
Free checks — WorkPerks members are welcome to write unlimited checks. Available: Topaz, a safety check paper.
Direct Deposit — All WorkPerks members must receive their regular paychecks through direct deposit, the most secure method for you and your employer.
Standard Fees — Your monthly Service Charge is $5, which is waived for the first year for all new members. In addition, a $5 fee will be charged for returned mail or email, so please keep FNBT informed when you change addresses. Overdraft fees may apply to overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means. See our fee schedule for fees that may be accessed to this account.
No ATM Fees from us — FNBT will waive all foreign ATM transaction fees per statement cycle. This means we automatically waive our fee for using ATMs not owned by FNBT. However, you may be charged a fee from the owner of the ATM. This fee will be disclosed to you by the ATM owner at the time of withdrawal.
Other restrictions — For a complete list of terms and conditions, please ask an FNBT banker.
We partner with Generations Gold, Inc., a fully independent third-party benefits provider, to offer travel and other discounted services on an exclusive basis directly to WorkPerks members. FNBT assumes no liability for any of the providers in fulfilling their services. All liabilities, claims, damages, and demands are the sole and direct responsibility of Generations Gold, Inc., and its independent service or benefits providers. Discounts received through FNBT Rewards may not be used in conjunction with any other discounts. Benefits and services available through the FNBT Rewards program are subject to change without notice. Please visit FNBTrewards.com for complete program details. Services © 2022 Generations Gold, Inc. All rights reserved.
